MORTGAGE RATES

Below are the current rates as of 07/16/2026 at 9:01 AM.  Please note rates are subject to change without notice.

 

**Mortgage Rate Relief Program - Limited Time - Restrictions Apply See Below**

30 Year Fixed Rate: 5.125%
Points: 0.00%
APR: 5.241%*
Lock Days: 30

 

 

30 Year Fixed Rate: 6.25%

Points: 1.00%
APR: 6.476%*
Lock Days: 30

20 Year Fixed Rate: 6.25%
Points: 1.30%
APR: 6.588%*
Lock Days: 30

 

15 Year Fixed Rate: 6.00%

Points: 1.10%
APR: 6.386*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 6.125%
Points: 0.00%
APR: 7.107% *
Lock Days:  30

 

VA 30 Year Fixed Rate: 6.375%
Points: 0.00%
APR: 6.843% *
Lock Days:  30

USDA 30 Year Fixed Rate: 6.25%
Points: 0.00%
APR: 6.861% *
Lock Days:  30

 

5 Year Arm: 6.125%

Points: 0.00%
APR: 6.385%*

Lock Days: 30

 

 

 

*Annual Percentage Rate and is calculated using a loan amount of $160,000.

**Mortgage Rate Relief Program - Purchase of a primary residence only. Borrowers' income is at or below 80% Area Median Income (AMI) according to Federal Housing Finance Agency's (FHFA) Underserved Areas Data. Other restrictions may apply. Subject to loan approval. Limited time offer.”