MORTGAGE RATES

 

Below are the current rates as of 10/23/2026 at 9:00 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 6.875%

Points: 1.07%
APR: 7.12%*
Lock Days: 30

20 Year Fixed Rate: 7.250%
Points:  1.28%
APR: 7.604%*
Lock Days: 30

 

15 Year Fixed Rate: 6.625%

Points: 1.28%
APR: 7.052%*
Lock Days:  30 

 

FHA 30 Year Fixed Rate: 7.125%
Points: 0.75%
APR: 8.227% *
Lock Days:  30

 

VA 30 Year Fixed Rate: 7.625%
Points: 0.50%
APR: 8.194% *
Lock Days:  30

USDA 30 Year Fixed Rate: 7.49%
Points: 0.625%
APR: 8.310% *
Lock Days:  30

 

5 Year Arm: 7.375%

Points: 1.625%
APR: 7.628%*

Lock Days: 30

 

*Annual Percentage Rate and is calculated using a loan amount of $160,000.