MORTGAGE RATES

 

Below are the current rates as of 8/22/2025 at 8:50 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 6.375% 
Points: 1.00%
APR: 6.604%*
Lock Days: 30

20 Year Fixed Rate: 6.00%
Points: 0.80%
APR: 6.269%*
Lock Days: 30

 

15 Year Fixed Rate: 5.625% 
Points: 0.55%
APR: 5.917*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 6.50%

Points: 0.00%
APR: 7.414% *
Lock Days: 30

 

VA 30 Year Fixed Rate: 6.625%
Points: 0.00%
APR: 7.048% *
Lock Days:  30

USDA 30 Year Fixed Rate: 6.25%
Points: 0.00%
APR: 6.951% *
Lock Days:  30

 

5 Year Arm: 7.50%

Points: 1.25%
APR: 8.434% *
Lock Days:  30

 

*APR = Annual Percentage Rate and is calculated using a loan amount of $160,000