MORTGAGE RATES

 

Below are the current rates as of 12/09/2025 at 8:41 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 5.875% 
Points: 1.15%
APR: 6.109%*
Lock Days: 30

20 Year Fixed Rate: 5.625%
Points: 0.95%
APR: 5.907%*
Lock Days: 30

 

15 Year Fixed Rate: 5.50% 
Points:0.75%
APR: 5.822*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 5.99%

Points: 0.00%
APR: 6.905% *
Lock Days: 30

 

VA 30 Year Fixed Rate: 6.25%
Points: 0.00%
APR: 6.651% *
Lock Days:  30

USDA 30 Year Fixed Rate: 5.99%
Points: 0.00%
APR: 6.698% *
Lock Days:  30

 

5 Year Arm: 6.75%

Points: 0.00%
APR: 7.815% *
Lock Days:  30

 

 

*APR = Annual Percentage Rate and is calculated using a loan amount of $160,000.