MORTGAGE RATES

 

Below are the current rates as of 10/08/2025 at 11:20 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 6.00% 
Points: 0.50%
APR: 6.222%*
Lock Days: 30

20 Year Fixed Rate: 5.500%
Points: 1.00%
APR: 5.926%*
Lock Days:30

 

15 Year Fixed Rate: 5.375% 
Points: 1.50%
APR: 5.711*
Lock Days:30

 

FHA 30 Year Fixed Rate: 5.99%

Points: 0.00%
APR: 6.905% *
Lock Days: 30

 

VA 30 Year Fixed Rate: 6.25%
Points: 0.00%
APR: 6.651% *
Lock Days:  30

USDA 30 Year Fixed Rate: 5.99%
Points: 0.00%
APR: 6.698% *
Lock Days:  30

 

5 Year Arm: 6.75%

Points: 0.00%
APR: 7.815% *
Lock Days:  30

 

*APR = Annual Percentage Rate and is calculated using a loan amount of $160,000.