MORTGAGE RATES

Below are the current rates as of 09/18/2025 at 8:50 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 6.00% 
Points: 1.00%
APR: 6.222%*
Lock Days: 30

20 Year Fixed Rate: 5.50%
Points: 1.20%
APR: 5.811%*
Lock Days: 30

 

15 Year Fixed Rate: 5.50% 
Points: 0..55%
APR: 5.79*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 5.99%

Points: 0.00%
APR: 6.905% *
Lock Days: 30

 

VA 30 Year Fixed Rate: 6.25%
Points: 0.00%
APR: 6.651% *
Lock Days:  30

USDA 30 Year Fixed Rate: 5.99%
Points: 0.00%
APR: 6.698% *
Lock Days:  30

 

5 Year Arm: 6.75%

Points: 0.00%
APR: 7.815% *
Lock Days:  30

 

 

*APR = Annual Percentage Rate and is calculated using a loan amount of $160,000.