MORTGAGE RATES

 

Below are the current rates as of 05/13/2026 at 8:35 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 6.25%

Points: 1.00%
APR: 6.476%*
Lock Days: 30

20 Year Fixed Rate: 6.00%
Points: 1.35%
APR: 6.34%*
Lock Days: 30

 

15 Year Fixed Rate: 5.625%

Points: 1.25%
APR: 6.029*
Lock Days:  30

 

VA 30 Year Fixed Rate: 6.49%
Points: 0.00%
APR: 6.871% *
Lock Days:  30

USDA 30 Year Fixed Rate: 5.99%
Points: 0.00%
APR: 6.698% *
Lock Days:  30

 

5 Year Arm: 6.50%

Points: 1.75%
APR: 9.332% *

 

*Annual Percentage Rate and is calculated using a loan amount of $160,000.